Rental Loan
STARTING RATE 5.5% *
Our 1-4 unit Rental Loan helps investors buy new properties and expand their rental portfolio. You can refinance for a better rate or take cash out to access your property’s equity, this Debt Service Coverage Ratio (DSCR) loan has you covered.
FICO SCORE GUIDELINES
| FICO Score | Max Purchase LTV | Max Cash-Out LTV | Max Loan Amount |
|---|---|---|---|
| 760+ | 85% | 80% | Up to $3.5MM |
| 740–759 | 80% | 75% | Up to $3.5MM |
| 700–739 | 80% | 70% | Up to $3.5MM |
| 680–699 | 75% | 70% | Up to $3MM |
| 660–679 | 70% | 65% | Up to $2.5MM |