Refinance Loans
Lower Your Payments, Consolidate Your Portfolio or Pull Cash Out Today!
We have Refinancing Loan solutions to meet your needs. Do you have a high interest rate you’re looking to lower? Our Rate & Term refinance may be able to help. Need to tap into the equity of your current investment? Our Cash Out refinance solution can help!
Key Features
- Rate-and-Term or Cash-Out up to 80% LTV
- No seasoning requirements on Cash-Out Refinance
- 1-4 Unit residential properties
- Cross-collateralize multiple properties
- No DTI, W-2s, or paystubs required
- Interest-only payments
- 600 minimum FICO for Bridge Loan refinance
- 620 minimum FICO for Rental Loan refinance
- $75K – $5MM
Cash-Out Refinance
For investors who want to access equity from an investment property.
Tap into the equity you’ve built in your investment property. Access cash for another acquisition, renovations, business purposes, or your next investment opportunity.
Key Features of Our Cash-Out Refinance
- Up to 80% LTV on eligible programs
- Cash-out available on investment properties
- Single-property and portfolio financing
- Flexible seasoning options on select programs
- DSCR and alternative qualification options
- No DTI on eligible DSCR programs
- No W-2s or paystubs required on eligible programs
- Options for experienced and first-time investors
Rate & Term Refinance
For investors who want to improve the financing on an existing investment property.
Replace your existing loan with new financing to improve your interest rate, monthly payment, loan term, or overall financing structure.
Key Features of Our Rate & Term Refinance
- Up to 80% LTV on eligible programs
- Potential to lower your rate or monthly payment
- Change your loan term or financing structure
- Single-property and portfolio financing
- DSCR and alternative qualification options
- No DTI on eligible DSCR programs
- No W-2s or paystubs required on eligible programs
- Pricing options for experienced investors